beta app - Referral Terms & Conditions

For any and each new user referred by an existing Zywa user (referrer), the referrer will accrue a certain referral incentive on their Zywa card account.
For any new user who registers on the Zywa app as a referee (using a referral code shared with them), a certain referral incentive will be accrued to their Zywa card account.
Any amount of referral incentive earned on the Zywa card by referral of a new user will be available to the referring Zywa user only once the friend they referred has activated their card (loaded at least AED 10 onto their card) on the Zywa app and;
The earned referral incentive on the Zywa card of the referrer/referee will be unlocked only after AED 50 has been loaded to the card by the referrer/referee, in the Zywa app and the first spend transaction* has been successfully completed.
Zywa reserves the right to conduct a thorough investigation in cases where there may seem to be any discrepancy in conducting identity verification of any of the registered users to ensure a fair referral reward guaranteed to all its unique, registered users.
Zywa reserves the right to amend the terms and conditions of this referral program at any time and for any reason at its own discretion.

Spend transaction means any purchase transaction that is made using the Zywa card by the cardholder at any merchant within or outside UAE.

You agree that Zywa may amend the Agreement or any part of it from time to time, and in Zywa’s sole discretion. You agree and undertake to review the terms and conditions each time you visit our Platform and/or prior to each use of the Services. If you do not agree to the Agreement, as updated from time to time, you undertake to cease using our Platform and/or Services immediately