payments
for teens
a payment card and app for teens to manage, save and spend money.




empower your
lifestyle
pay anywhere, any time


no more
hassle
split bills, recieve money


feel your
independence
manage money, save better



hassle
independence


your lifestyle


rewards on every spend
win cool gadgets and experiences by earning zems (zywa gems) & zyons (zywa coins) with every interaction in the app.

join the cashless
movement
join the cashless
movement

zywa club
An exclusive circle for teens to network, learn, earn, and grow through exhilarating opportunities, meet-ups, events, and activities. If you’re a teen, this is the place to be.
We offer an array of programs, created exclusively for teens. From being our brand ambassador, to interning with us, to creating various forms of content, or even partnering with popular brands as influencers – we’ve got something for every kind of teenager out there! We’re active on Tiktok, Discord and Instagram, don’t forget to join the club and follow us!
stories
because, we care.
Milena Bterrani
Imagine waking up to hundreds of likes and thousands of followers for doing what you’ve always loved to do. Luckily, we spoke with Milena Bterrani who shed light.....
raazin anwar
Photography is the art of capturing memories and if done right, it could show more than just a visual scene and entrap the emotions of the.....

24/7
more than always.
two-factor authentication
block your card any time
end-to-end encrypted system
24/7 customer support
zywa offers a prepaid card for teenagers and an app to manage and save money. zywa also allows your parents to send you money, which you can spend securely whenever, wherever! you can also put money aside for the things you want to buy!
most of the teens in the middle east are still forced to use either cash or their parents’ cards for payments
our team were teenagers who are from the region, grew up in the region (just like you) and we understand the struggle because we’ve been through it too. we decided to solve it ourselves because it’s been a decade and teens are still facing the same issues! through our mission, we’re making the next gen more money smart and we’re doing it with style!
the zywa card is a prepaid card that allows you to make digital payments online and in-store. you can get access to your own super cool zywa card after our beta (which is now live!). right now, you can download our beta app, where you can participate in the daily challenges to earn rewards, which will give you priority access to get your card.
the physical card will be shipped to your address and the virtual card will be activated automatically. you can choose the card that matches your vibe and have fun with it! you can also receive instant money and track your expenses in real-time!
zems are zywa gems, and zyons are zywa coins. zems are higher in value than zyons so they’re naturally rare and harder to find – but the more challenging actions you perform, the more zems you’ll earn. and if you’re lucky enough, you can even win zems while spinning the wheel! On the app, you’ll find more details on the rules of how zems and zyons work and how you can maximize your earnings.
by using our app and participating in the daily challenges, you can grow your zems and zyons so you can later burn them to earn cool gadgets like iphones, playstations and more!
yes, the zywa application is safe, as we have followed the best security and protection standards to maintain your privacy and protect you from any malpractices.
you can start by downloading the app from the app store, sign up for the waiting list (if you haven’t yet) and be one of the first to benefit from zywa’s services. we will open the waiting list in batches and notify you when the application is completely available for you to use zywa is currently open to users in the uae only and will soon be launching in ksa.
zywa offers a prepaid card for teenagers and an app for them to manage and save money. zywa also allows parents to send money to their children, which they can spend securely whenever, wherever in the safe environment of their parents’ oversight.
the penetration of smartphones in the middle east is about 125%, however it is surprising that most of the teenagers in the middle east are still forced to use either cash or their parents’ cards for payments.
our team were teenagers who are from the region, grew up in the region and went through the same struggle. we took on the mission to solve it ourselves because it’s been a decade and teens are still facing the same issues!
through our mission, we’re fueling the financial fitness for the next generation, and we’re doing it with style!
the zywa card is a prepaid card that allows your child to make digital payments online and in-store. your child can get access to their zywa card once you (and your child) have fully created your accounts (after getting off the waitlist). the physical card will be shipped to your address and the virtual card will be activated automatically. your child can choose the card that matches their vibe and have fun with it in a safe environment! you can also receive instant money and track your expenses in real-time!
zywa is the middle east’s first prepaid card for teenagers, empowered by parents. we make it easier for you to send money to your children, which they can spend securely online or in stores under your supervision. so, we save you the headache of worrying about your child running out of cash and at the same time, we help your children enhance their financially literacy through a learning-by-doing approach – two birds, one stone.
yes, the zywa application is safe, as we have followed the best security and protection standards to maintain your privacy and protect you from any malpractices.
you can now join the waiting list by downloading the app from the app store and be one of the first to benefit from zywa’s services. we will open the waiting list in batches and notify you when the application is completely available for you to use. zywa is currently open to users in the uae only and will soon be launching in ksa.